Personal Banking Services at The Exchange State Bank

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Deposit Accounts, Consumer Loans and More Financial Tools

You have financial goals that are unique to you and The Exchange State Bank is here to help you achieve them. Financial management is easy with The Exchange State Bank’s personal banking services. The staff at The Exchange State Bank can help you get set up with personal banking services that are appropriate for your goals and work with you every step of the way to help you achieve them. Each one of our services or products helps with a certain aspect of your financial life:

  • Deposit Accounts- your checking and savings accounts are the foundation of your personal finances. Organize your funds and save for future expenses with The Exchange State Bank’s numerous checking and savings account options.

  • Consumer Loans- there are times when additional funding is required for larger purchases or emergency expenses. The Exchange State Bank’s consumer loans can be tailored to your exact needs.

  • ATM & Debit Cards- bring some convenience into your financial life by being able to withdraw money and make purchases quickly and easily.

  • Credit Cards- when used responsibly, credit cards can be a great financial tool. With online account access credit cards from The Exchange State Bank can add further simplicity to your personal finances.

Comprehensive Services

In addition to quality personal banking products, The Exchange State Bank also offers services like Telephone Banking and Notary Services to customers. Telephone Banking allows you to access your account via telephone, to transfer funds between your accounts, make payments to a loan or line of credit, hear your account/loan/line of credit balances, and hear your withdrawal or transaction history by calling 319-854-9959.

With The Exchange State Bank’s Notary Services, you can have all official documents needing a notary’s approval signed. These services are free for Exchange State Bank account holders, with a fee being charged for non-account holders. In order to have documents properly notarized, the Secretary of the State of Iowa requires signers:

  • To have the document filled out completely and accurately

  • To appear personally before the notary

  • To provide sufficient identification to the notary

  • To sign the document in the presence of the notary

Get on the Path to Personal Financial Success Today

To learn more about personal banking services from The Exchange State Bank or open an account, come by any of the two Exchange State Bank locations today!