Deposit Accounts

Home Business Deposit Accounts

Find the Checking Account or Savings Account that is Right for You

Regardless of the financial goals you have for your business, you need a checking and savings account to help manage your business finances. The Exchange State Bank offers checking and savings accounts that work for just about anyone, whether you are just starting out your business, saving for a specific expense or simply maintaining your day to day business finances.

Checking Accounts

Business Checking

Our Business Checking is as simple as they come, providing businesses with an easy means to access and manage their day-to-day transactions. This account has a monthly flat service charge fee, no per item charges and no fee for receiving your monthly statement and check images.

Business N.O.W. Checking

Our Business N.O.W. Checking is a great option for businesses that would like to earn interest on their checking account balance. For businesses that qualify, this account earns a variable interest rate and service charges are assessed based on your average daily balance. This account has no per item charges and no fee for receiving your monthly statements and check images. Contact The Exchange State Bank to find out if your business qualifies for Business N.O.W. Checking today!

Business Interest Checking

For businesses who do not meet the criteria for Business N.O.W. Checking, Business Interest Checking could be the answer for you! Business Interest Checking is a great option for businesses that would like to earn interest on their checking account balance. For businesses that qualify, this account earns a variable interest rate and a flat service charge fee is applied monthly. This account has no per item charges and no fee for receiving your monthly statements and check images.

Business Savings Account Options

Business Savings

Save for your business’s future goals or expenses with this variable interest rate savings account. There is no monthly service charge on this account, but withdrawals are limited and fees will be applied for excess withdrawals. Keep an eye on your account transaction and balance with free monthly statements.

Business Money Market

Earn more interest the more you save with this variable interest rate Business Money Market savings account. Checks are available, but withdrawals are limited and fees will be applied for excess withdrawals. There is no charge to receive your monthly statement.

Business Certificates of Deposit (CDs)

Grow your money safely and steadily over time. CDs at The Exchange State Bank offer great rates and a variety of terms from 91 days to 60 months, with a minimum deposit of $1,000. Penalties will occur for early withdrawal. Call or come by our locations to see our rates, as they are subject to change.

Open a Business Checking or Business Savings Account Today at The Exchange State Bank

Simply come by any of The Exchange State Bank’s two locations today to open your business checking or business savings account!