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Serving Springville and Martelle since 1878.

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Lending Solutions

Home Lending

Home Mortgage Loans and Loans for Ag & Commercial Use

As a community bank and lending partner, The Exchange State Bank is invested in the local businesses and farmers in our area, as well as the families that make up our amazing communities. We offer a variety of loans to help you reach your financial goals.

Ag & Commercial Loans 

Getting a small business or farm operation off the ground or to the next level requires additional financing. The Exchange State Bank is proud to support local small businesses and farmers by offering a variety of ag loans and commercial loans to help local business owners and farm families. From small operations to large scale farms and retail businesses, The Exchange State Bank has ag and commercial loan options to aid in your financial success. 

Real Estate  and Mortgages

What's more rewarding than becoming a home owner? The Exchange State Bank has the real estate loans and mortgage programs available to make it happen. Whether you are a first-time home buyer or are experienced in the home buying and mortgage processes, the mortgage lenders at The Exchange State Bank will help guide you from start to finish.

Consumer Loans

Paying on high interest credit cards? Drowning in debt? No matter what life has thrown your way, The Exchange State Bank has your back. Financial burdens can be heavy, let us help you combat them with a personal loan at a rate that won't set you back further. Need a new car? We've got you covered. The Exchange State Bank offers auto loans to help you buy your dream vehicle or just a bigger one for you and your growing family. We also work with a private student loan provider to help you work towards your educational goals. 

Make The Exchange State Bank Your Lending Partner

The Exchange State Bank encourages you to look through our available ag & commercial loan programs, as well as our mortgage offerings, then come by one of our locations to get started.